The Bihar Student Credit Card Scheme provides collateral-free education loan support to Bihar-domicile students who have passed Class 12 (or equivalent) and secured admission to a recognized higher-education course, as part of the state government’s “Saat Nischay” (Seven Resolves) programme. It is administered by the Bihar Education Department through the 7 Nishchay Yuva Upmission.
Check the complete details of the Bihar Student Credit Card Scheme to apply for higher education loans up to ₹4 lakh at subsidised interest rates. The Mukhyamantri Nischay Swayam Sahayata Bhatta Yojana initiative by the Bihar Government ensures that financial constraints do not prevent students from pursuing professional and higher education.
What is the Bihar Student Credit Card Scheme?
Administered by the Bihar Single Window Clearance System (MNSSBY) under the Department of Higher Education, this scheme provides education loans to students who have passed 12th standard. The loan covers course fees, hostel expenses, books, stationery, and laptop purchases for accredited technical and non-technical courses.