Enter your annual investment, interest rate, and tenure to estimate your PPF account’s maturity value. Everything runs in your browser — nothing you enter here is uploaded, stored, or logged.
Calculated locally in your browser — nothing is sent to our server.
How This Calculation Works
PPF interest is compounded annually on your account balance. This calculator projects the maturity value of a fixed annual contribution over your chosen tenure (PPF has a standard 15-year lock-in, extendable afterward in blocks of 5 years) at the interest rate you enter. The government sets and periodically revises the actual PPF rate — enter the current published rate for the most accurate estimate, or your own assumption for a projection.
This calculator performs a deterministic calculation based only on the numbers you enter — it does not provide financial, investment, or tax advice, and does not recommend any product, rate, or provider. Actual returns, interest, and terms depend on your specific bank, scheme, or fund, and can differ from this estimate.
FAQ
What is the current PPF interest rate?
The government revises it periodically (historically compounded quarterly by announcement, but credited annually to the account) — check the current official rate and enter it here, since this calculator does not track it automatically.
What is the maximum I can invest per year?
PPF rules currently cap contributions at ₹1,50,000 per financial year — this calculator does not enforce that limit, so ensure the amount you enter is realistic for your own account.