Enter your deposit amount, interest rate, tenure, and compounding frequency to calculate your FD’s maturity value. Everything runs in your browser — nothing you enter here is uploaded, stored, or logged.
Calculated locally in your browser — nothing is sent to our server.
How This Calculation Works
This calculator uses the standard compound interest formula: A = P × (1 + r/n)^(n×t), where P is your deposit, r is the annual interest rate, n is how often interest compounds each year (you can choose yearly, half-yearly, quarterly, or monthly), and t is the tenure in years. Choose the compounding frequency that matches your bank’s actual FD terms for the most accurate estimate.
This calculator performs a deterministic calculation based only on the numbers you enter — it does not provide financial, investment, or tax advice, and does not recommend any product, rate, or provider. Actual returns, interest, and terms depend on your specific bank, scheme, or fund, and can differ from this estimate.
FAQ
Which compounding frequency should I choose?
Check your specific FD scheme’s terms — quarterly compounding is common for many Indian bank FDs, but it varies by bank and scheme.
Does this account for TDS on interest?
No — this shows the gross maturity value before any tax deducted at source (TDS) on the interest earned.