Check the complete Kudumbashree Kerala scheme details to join Neighbourhood Groups (NHGs) and access micro-finance loans for women’s empowerment in Kerala. Kudumbashree is the State Poverty Eradication Mission (SPEM) launched by the Government of Kerala to eradicate absolute poverty through community action.
What is the Kudumbashree Kerala Scheme?
Kudumbashree operates through a three-tier community network comprising Neighbourhood Groups (NHGs) at the primary level, Area Development Societies (ADS) at the ward level, and Community Development Societies (CDS) at the local body level. The mission focuses on micro-finance, entrepreneurship development, and social welfare programs for women across Kerala.
Important Information
Eligibility & Benefits
- Eligibility
- Adult women residing in Kerala; membership of the local Neighbourhood Group follows a "one family, one member" rule. This is a community network to join, not a one-time cash-benefit scheme.
- Benefits
- Access to a local women's savings and microcredit group, livelihood and enterprise support, and links to skill-development and welfare programmes coordinated through the Kudumbashree network — benefits vary by local unit and activity rather than a fixed cash amount.
- Required documents
- Not applicable for joining a Neighbourhood Group beyond standard local identity/residence proof; specific livelihood programmes may require additional documents.
How to Apply
- Application process
- Join through the local Neighbourhood Group (NHG) in your area via the ward-level Community Development Society (CDS); contact details for local units are listed on kudumbashree.org.
Official Source
State Poverty Eradication Mission (Kudumbashree), Government of Kerala
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Source: Kudumbashree — State Poverty Eradication Mission
Last verified: 2026-09-07
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