Check the complete PM Vishwakarma scheme details to access collateral-free loans up to ₹3 Lakh, skill training, and ₹15,000 toolkit incentives for traditional artisans and craftspeople. PM Vishwakarma is a flagship central sector scheme launched by the Ministry of Micro, Small and Medium Enterprises (MSME), Government of India.
What is the PM Vishwakarma Scheme?
PM Vishwakarma provides end-to-end holistic support to traditional artisans and craftspeople working with their hands and tools. The scheme aims to strengthen and nurture the guru-shishya parampara (traditional family-based practice), preserve cultural heritage, and integrate traditional artisans into mainstream value chains.
Important Information
Eligibility & Benefits
- Eligibility
- Artisans/craftspeople aged 18 or above at registration, working in one of the 18 listed traditional trades on a self-employed or unorganised-sector basis, who have not availed a similar central/state credit scheme for self-employment in the past 5 years. Government employees and their families are not eligible.
- Benefits
- Basic skill training (5–7 days) with a training stipend of ₹500/day, a ₹15,000 toolkit incentive, and a collateral-free enterprise development loan of up to ₹1 lakh in the first tranche, repayable within 18 months.
- Required documents
- Aadhaar card, trade-related proof of work, bank account details.
How to Apply
- Application process
- Register through the official PM Vishwakarma portal or the nearest Common Service Centre; registration and verification are done in stages before training and loan disbursal.
Official Source
Ministry of Micro, Small and Medium Enterprises
Visit Official Website / Apply
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Source: PM Vishwakarma Official Portal, Ministry of MSME
Last verified: 2026-09-06
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