Investment Guides

A plain-English introduction to what a mutual fund actually is, how NAV works, and the main types of funds available.

Understand what XIRR is, why it exists, and how it differs from CAGR when your investments happen on irregular dates and amounts.

Compare investing a lump sum all at once versus spreading it out through a SIP, and understand when each approach genuinely makes sense.

A plain-English introduction to how Systematic Investment Plans work, how returns are calculated, and what rupee-cost averaging means.

Understand CAGR (Compound Annual Growth Rate), why it smooths out year-to-year volatility, and how to use it to compare investments fairly.

Understand how the National Pension System builds a retirement corpus, how it differs from Atal Pension Yojana, and how the eventual pension is calculated.