Guides & Tutorials VedantKit

PPF Guide: How the Public Provident Fund Works

Understand the Public Provident Fund — a long-term, government-backed savings scheme — including its lock-in period, interest, and withdrawal rules.

A plain-English introduction to how Systematic Investment Plans work, how returns are calculated, and what rupee-cost averaging means.

Learn how loan EMIs are calculated, what determines your monthly payment, and how principal and interest split changes over the loan term.

Understand how compound interest actually works, the formula behind it, and why it grows faster than simple interest over time.